Protecting Yourself from Litigation and Costly Fines

A notary public is responsible for verifying signatures and validating documents that can hold up in a court of law if necessary. When a notary validates a document that has been forged or signed fraudulently, this person could be held legally and financially liable.

Because the courts have the leeway to render judgment that can cost notaries hundreds or thousands of dollars, it is understandable why some people would hesitate to join this profession. When you are considering studying to become a notary in Illinois, you may take comfort in the fact that you can invest in insurance that will shield you to a great extent from legal liabilities during your notary public tenure.

The Protection of the Policy

The insurance policy, which is called Employer’s Blanket Errors and Omission insurance, covers notaries public like you from litigation in court for actions over which you may have had no control. Most states hold the notary responsible for notarized documentation that has been signed fraudulently or forged. Even if you check the signer’s proof of identification and used your best judgment to determine the authenticity of the signature, you could still be held liable and fined by the court.

The insurance will pay the fine for you so that you do not have to pay it out of your own pocket. You can file the claim with the issuer of the policy and have the amount sent directly from the insurance company to the plaintiff.

It additionally covers the cost of your defense during the litigation so you can hire the best legal counsel to take your case. You do not have to pay your court costs or retainer fee. You can focus on proving your innocence and holding up your reputation as a notary public.

The policy is available to you at no cost as well. You will not have to pay premiums on the policy while you work as a notary public. The cost of the policy will be paid by your employer.

The insurance is available in most states. You can go online today to find out if your state is permitted to extend this coverage to you. You can also use the email address to make official inquiries about signing up for the policy once you have completed your notary public examination and have been licensed or certified by the state in which you plan to work.

Nailaholics Nail Salon and Spa Celebrates the 2nd Year of National Pampering Day

When it comes to pampering on a national scale, Nailaholics Nail Salon and Spa holds the only spot. After introducing the celebration of the National Pampering Day last year, Nailaholics is back at it again this 2017 with an amplified nationwide celebration of relaxation that everyone is looking forward to this October 17.

The National Pampering Day got off to a good start last year where Nailaholics offered free manicure service and a stress relieving hand massage from 10 AM to 12 NN on all their branches nationwide. This year, everyone will be treated to a free service of their choice: a soothing manicure, calming foot spa or a relaxing foot massage.

“We Filipinos are very hardworking in any given aspect of our lives and a nation of energetic and industrious people best deserves real pampering once in a while. This year, as Nailaholics celebrates the 2nd National Pampering Day, we go deeper and dedicate this to everyone and remind them to take it slow, take it easy, zone out and relax for a while.” said Arvin Amaro, Marketing Head of Nailaholics Nail Salon and Spa.

“With last year’s success of the National Pampering Day, we are back this year with a bigger and much more enjoyable day of pampering. In partnership with the number one salon brand and most beloved nail lacquer brand in the world, O.P.I., National Pampering Day 2017 will accommodate more guests with the extension of pampering time until 1PM. Also, the best thing about this year’s National Pampering Day is that it will be in support to World Vision, The Philippine Animal Welfare Society (PAWS), and Save Philippine Seas” added Amaro.

So save the date and get ready to park away any thoughts of work because the only responsibility you have is to loosen up. Wind down and head down to any Nailaholics Nail Salon and Spa branch on October 17, 2017 (Tuesday) from 10 AM to 1 PM and get yourself a free relaxing manicure, foot spa or foot massage.

Let Nailaholics’ skilled nail technicians take care of you for a little while and walk out of this Hamptons-inspired nail salon feeling refreshed and ready to bring it on again. Grab this once a year treat only at the country’s top destination for relaxation and real pampering.

Visit www.nailaholics.com to check their services and find the branch nearest you. Get updates through their Facebook Page Nailaholics Nail Salon and Spa, Twitter @_nailaholics and Instagram @_nailaholics.

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Nailaholics is an urban destination that offers its customers an escape from the daily grind through its exceptional interiors and exceptional pampering service. It currently has more than 50 branches nationwide, including in Gateway Mall, Eastwood Citywalk, Cash and Carry Makati, Harbor Point Mall Subic, SM Cebu, SM Bacolod, and SM Lanang.

Wigs for Style Solution

Today many stylish African American women are discovering the versatility of wearing natural looking wigs and hairpieces to highlight their individual style. Wigs for African American woman come in a wide range of colors, styles and textures, which makes them a tremendous asset for fashionable women who really want to add an extra boost to their look.

 

Wigs and Hairpieces Equal A Great Style Solution

In years past, good quality wigs, with realistic looking hairlines, and features like a lace-front, were very expensive and pretty much out of the budget range of many working women. Yes, there were some great hairpieces out there, but they were mostly seen on Hollywood actresses, or those with a Hollywood-style budget. Finally, someone decided it was time for women everywhere to have more beauty options, and today, there are affordably priced wigs available.

No doubt about it, today there are many human hair and synthetic wigs available that look realistic, wear comfortably, and have an affordable price tag. All of this is creating a revolution in the looks available for women who love looking great. Finally, style and glamour are attainable for women who just love how being beautiful feels, and that’s good news for everyone.

Getting Through Those Bad Hair Days

Let’s face it, some days styling your own hair can be a difficult proposition. For women with hair that is harder to manage, a great-looking wig is an amazing solution. Just comb it and prep it the night before, put it on in the morning, and you’ve got a look that will keep looking good the whole day through.

Today there are great looking wigs for African American women in straight, curly or natural styles. There are also a lot of choices in hairpieces that are quite dazzling, too. These wigs and hairpieces go on easy and add a dose of amazing glamour that will remake your whole look.

So, next time a bad hair day is lurking around the corner, make the smart style choice and invest in a quality wig. There are great deals available no online and in stores, so why wait? Revamp your look with a quality wig today.

Shop for Any Style of Wigs

This is a sponsored post. All opinions are mine.

When you have the most beautiful hair, you will feel that you are beautiful as well. Hair is the natural crown for a woman like you, and thus, you need to have a beautiful hair. There are times that you will style it in the way you like. When you love curls, you can make it curly, and when you love straight hairstyle, you can also do that. Depending on what you will use, you can style your hair in few minutes or even for few hours.

But when you use wigs that will be an easy thing to do since wigs are pre-styled hairpieces. When you use the easy to wear wigs, then you will finish your hair styling as quickly as possible.

When talking about wigs, do visit Divatress.com as this one-stop e-commerce store has thousands of wigs, Remy hair wigs, weaves, lace front wigs, half wigs, braids, ponytails, hair care, and other beauty products which are worth checking into. Just name a brand, and you can find it in this online store. You can find wigs from VIVICA A FOX HAIR COLLECTION, FREETRESS EQUAL, MILKYWAY, SENSATIONNEL, OUTREACH, IT’S A WIG!, and so much more. And up to now, Divatress.com is offering free shipping for continental US orders. Shop now!

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Few Tips in Purchasing a Car

Sponsored Post.

When you are going to buy something, you need to make a plan for it, and mostly you need to have the right budget. Budgeting in everything is needed even when you have lots of money. Mostly, when you want to buy a car, you need to have a maximum amount of your spending. Before making any major car purchase, you have to do research and read good reviews.

In doing so, using Cars.com would be of great help as there are thousands of car reviews from car owners and also videos that you can watch. This website is awesome in finding new cars, used cars, and certified pre-owned cars. You can also search for cars for sale by owners. When you are sure of what to purchase, searching for a car dealer of your choice is always available with Cars.com. If buying used cars is your option, you can also estimate values of any used cars, and that is along with estimating your payments. There are many advantages when using this website. It is offering help and convenience for car shoppers since 1988. And this site has an app that is available for gadget lovers who find the convenience of browsing through their pads or phones. It is going to be your choice now!

How To Choose The Right Appliances For Your Kitchen

Whether you are helping to build a new kitchen or renovating an old one, there are a lot of important decisions to be made. It is a process that gets even more difficult when you factor in having to decide on what type of appliances to choose. Instead of stressing over the countless options to choose from, below are some things to keep in mind when picking out the new appliances for your kitchen.

Budget For Appliances

Try not to over-budget for your appliances. A good rule is to only spend around eight to ten percent of your total budget on things like your refrigerator and oven. To save money, try and keep the major appliances in the same areas where the previous ones were to hook them up to the old gas, water and electric lines. Plan the cabinets and islands last and plan them around the measurements of the new appliances. Additionally, it is a fact that appliances which are gray, white or beige are less expensive. Plus, when trends begin to change, they will still fit in and not look outdated as quickly.

Fitting The Refrigerator

When you initially take measurements for everything, you need to include some extra room around the fridge. Refrigerators need to have at least an inch of clearance around the whole unit for air flow. Another thing people forget to check is the refrigerator door. Make sure there is enough room for them to open easily and without hitting anything. If you find you need sub zero repair service Key Biscayne for your refrigerator, you should call a reliable company such as the one found at www.subzerorepaircentersfl.com.

Gas Vs. Electric

One of the bigger decisions you might have to make is whether to choose a gas or electric stove. When you compare each, consider durability and convenience. The gas model stoves can cook food quicker but tend to cost more. Many of the new electric model stoves have sleek cooktops which make cleaning much easier. However, they are more prone to being damaged from hot, sugary liquids and dripping pots.

It can be exciting to pick out new appliances for a kitchen remodel. However, it should be done with research and proper planning to ensure you get everything you want and need in a kitchen. Your new kitchen needs to be designed in a way where you enjoy spending time and cooking in it.

Buying the Components Needed to Fix Up or Upgrade Your Vessel

Yacht owners who are mechanically inclined may find repairing their boats to be a relatively easy process. All they need are the parts to go into the engine or appropriate systems.

However, your local parts stores may not sell the right kinds of hoses, filters, Attwood replacement parts, nuts, bolts, and other components that you need for the job at hand. You can find a wide array of yacht mechanical necessities when you shop on the website today.

 

Parts for Most Repairs

Regardless of what is ailing your boat, you may be able to find exactly what you need on the company’s website. You can shop by category of parts that you are looking for or the manufacturer of the items that you need to make the fixes to your boat.

The website offers search filters that are easy to use and can help narrow your search for the right components. Once you find the right category, you can also narrow it down by price or size. You make the right purchase without fear of having to exchange or seek a refund on the parts purchase.

You also can find parts to keep on hand during the season to avoid having to delay your sailing fun. For example, your yacht may need routine oil changes to keep it in good running condition. If you have to keep your yacht in the marina until the filter you need arrives, you cannot get back to sailing anytime soon. You can stock up on filters for your oil and other lubricants by shopping online.

 

Other On Board Supplies

Along with repairing your boat, you also may want to pay attention to the supplies you have on board. If they run low or need to be replaced, you could have to keep the boat anchored until you replenish the inventory.

You can find safety gear like flares, first aid kits, electronics chargers, life jackets, buoys, and more on the website. You can also find a selection of snacks, drinks, and other food that might be practical to take out onto the open water with you.

 

Your yacht requires routine maintenance and repairs to keep it seaworthy. You can find the parts needed for any job by browsing the selections online and making the purchases you need as necessary. You can also use search filters to make the purchasing process easier.

Throwing an Unforgettable Birthday Party

Whether you’re throwing a birthday party for a friend, family member, significant other, or a child, there are some key elements that make a party great. Excellent food, decorations, and activities will make for a setting that allows people to relax and really have a great time. Of course, the specifics of the birthday party will vary depending on the interests and personality of the person whose birthday it is. However, there are a few basics that can really make or break the usual party. Here are few items to look for when you’re planning a party that they’ll never forget.

First of all, no party will be great unless it offers a lot of great food. Choose a type and style of food that suits both the person whose birthday it is and the rest of the guests. Make sure that the food will be fairly easy to set up and eat, so people aren’t forced to sit down in any one place for too long. Try to ensure that there are options for everyone, including guests that you know have dietary restrictions or allergies.

Of course, the most important food at a birthday party is the birthday cake, so choose it carefully. For a really special treat, look for a customized cake from a local bakery that speaks to the individuality of the birthday boy or girl. For example, look for custom cakes Chicago IL from a well-liked and respected bakery like Jarosch Bakery. A great cake can take a birthday party from ho-hum to out-of-this-world.

For decorations, choose a theme that appeals to the person whose birthday it is and have fun with it. You don’t need to spend a fortune on decorations. Look online for printables and other recommendations, and use props that you find at second-hand stores or around the house. For example, if your theme is old Hollywood, roll out a red carpet, rent a popcorn machine, and hang up printed black-and-white photos of celebrities.

Finally, plan some activities for your guests. Even if your guests are all adults, they will want to have fun. Get a pinata for guaranteed laughs, or play cards or charades if you’re feeling more subdued. Encourage dancing and play fun music for your guests.

The perfect birthday party doesn’t have to cost a fortune. A little work will make for a great time.

Three Tips for Saving Money When the Unexpected Happens

You can’t predict what kind of curves life will throw at you. Anytime you think you know what is going to happen, you will be surprised by the unexpected events that will occur. And, when you are confident that you are making all of the right choices and that your life is on the right track, a surprise or disaster could strike and change your whole world in an instant. Luckily, there are lots of things that you can do to prepare for the worst and prevent the damage that it can do. An ounce of prevention is worth a pound of cure, so consider these three tips to save you money in the long run by preparing for the worst possibilities.

Get Insurance for Your Most Valuable Possessions

Everyone knows that it is important to have insurance for big items like your home and your car. Smart people know that it is key to insurance all of your valuable possessions, including the ones that you may not think about. If you do not own a home, make sure that you have full renter’s insurance, so that your precious belongings are covered in the case of a theft or disaster in your home. If you have a horse, make sure you get horse insurance from a well-established and trusted provider like Ark Agency. This kind of protection will be extremely valuable if you ever need it and will you bring peace of mind.

Talk to an Expert

Whether you’ve been hit by a natural disaster or a surprising medical expense, you don’t have to go it alone. Instead, reach out and talk to a professional who can help you get through this difficult time and save some money. If you have a lawyer already, he or she may be able to help. Otherwise, talk to a pro in whatever area you are facing difficulty. Many professionals will offer a free consultation to help you get started figuring out your next move.

Lean On Friends and Family

You may be surprised to find out just how much your friends and family will be willing to help you out when disaster strikes. Consider starting a funding campaign if you have medical expenses, and reach out to people who care about you for help. You’ll be glad for their assistance when you need it.

How to Sell your old Golf Clubs

There’s a solid market for used golf clubs

As you are perhaps “taking inventory” of little used or forgotten items in your garage or basement, you may very well run across a set or two of those old golf clubs tucked away in a corner, doing little more than collecting dust. After reflecting for a few moments on some of your best shots made and memorable rounds these clubs have brought you, you may determine that it’s time to move on and sell them. Knowing there’s a solid market for used golf clubs, the decision to part with them makes good sense.

To get the very best price for your used golf clubs, look into dealing with a golf center that specializes in the used golf club market. Superior, top-rated centers in Golf Digest like Palm Beach Golf Center do a considerable amount of business in used golf clubs, partnering with PGA.com Value Guide, providing determinations of golf club resale value that are consistent, accurate, and reliable market value figures for used clubs.

PGA.com Value Guide utilizes a real-time complex program combining statistical, programming, and golf club expertise. The values that are yielded can provide consumers and retailers up-to-the-minute access to what used golf clubs can bring to the seller if resold or traded-in.

Much like the ratings Kelley Blue Book provides for used vehicles, there is a rating scale for used golf clubs:

  • Excellent condition (High Value): Clubs that have been played, but show barely noticeable if any signs of wear. The club head will be unblemished except for normal ball impact and very marginal turf wear; grooves will be undamaged, in excellent condition; shafts will be the original ones installed in the factory; grips will also be original, in like-new condition.
  • Good condition (Mid-Value): Clubs will show some signs of wear, but will be very clean, with minimal marks or scratches; shafts will be original in good condition, or replacements will be of high quality and match original specs; grips must be clean, free of tears or rips.
  • Poor condition (Low Value): Visible marks, dents, and scratches on a well-used club. May have a replacement shaft if it was properly installed and conforms to good swing characteristics; grips should be playable with no rips or tears.

To get a good idea of what your clubs may be worth, look for a company and their website online. Access that website, input some information, and you should be able to get a much better idea as to what your clubs are worth in the marketplace.