Insurance Company | ZoWanderer

When you are looking for a Car Insurance, what are the things you need to consider? As for me, I see to it that the company is reliable. Reliable in the sense that they are responsible and they are true to their words of promise, that they will help me in times of need. Before I continue, I want to be clear, this is not a PAID POST/SPONSORED POST, I am a satisfied CUSTOMER/CLIENT of Commonwealth Insurance Company, Valencia Bukidnon branch.

My family owns vehicles that is why I know how car insurances works and I know what car insurance to get. When you own a car, you need to have a comprehensive insurance, though it is not required in registering your car, it is necessary because it will be your safety net in case you meet an accident. A comprehensive insurance covers your car’s own damage, bodily injury to the passengers, property damage and sometimes even the acts of nature.

What I like most about Commonwealth Insurance Company is that they have good customer relations and they are approachable. Every time our vehicles met an accident, they would help us immediately. After all the requirements are submitted, our vehicle will be on its way to the shop and will be fixed in no time.

Commonwealth Insurance Company have paid us more than 5 times already. So I am a satisfied client of them, I highly recommend it to my friends especially those who are near here. Commonwealth Insurance Company has many branches all around the Philippines, just in case you want to try this company, look for the nearest office near you.

The Commonwealth Insurance Company I am with is located in Sayre Hiway, Hagkol, Valencia City Bukidnon, contact number 088-828-4485/088-828-6416.

Just recently, we purchased (my father actually) a new car. But before we laid our hands on the new Limited Edition Montero Sport GLX-V we have a lot of things to settle first and a lot of requirements to prepare. When my father decided to acquire his new car, the bank has asked us a lot of requirements such as: Current ITR (Income Tax Return), two VALID IDs and bank statements. After that, when we were approved, the bank asked as to pay for the chattel mortgage and car insurance. For Mitsubishi on the other hand, they asked us for the down payment and the freight or shipping fee for the car.

As to the first requirements, we have no problem with that, because we are taxpayers, and we do have bank statements and valid IDs. The problem arises for the second requirement which is the chattel mortgage and the car insurance. The chattel mortgage is just right for the amount of the car loan we have applied for, but the car insurance was a big problem. The first Insurance Company we asked for has quoted us with more than 60,000php for a car insurance which only includes own damage and accidents and I believe it’s just not right. That’s why we looked for another Insurance Company that can give us a lower offer and yet a bigger value. It is not hard to determine and find the right deals on car insurance because we can compare their prices online and with other insurance company that we personally visited and asked. The bank has required us to get the car insurance which includes the Acts of God/Nature insurance because you don’t know when the next flood or earthquake will happen. And having the Acts of God or Force of Nature insurance for your car is an insurance that we should really pay for. When we have found the right Insurance Company for us, we have purchased the car insurance that includes the Acts of God insurance not only the insurance for own damage and accidents.

It is not easy to acquire properties these days, especially if you loan it, I mean if you will not pay cash for it. Moreover, we should not settle for less, we should not grab the first company that offers us something such as car insurance, because their might be other insurance companies that could offer us much greater value for our money.